What Credit Score Do I Need For Fidelity Visa Card? Answered

Fidelity Visa card is a popular rewards credit card that offers cashback on purchases and other benefits to its users. If you’re considering applying for the Fidelity Visa card, you may be wondering what credit score is required to be approved for the card. In this article, I’ll answer What Credit Score Do I Need For Fidelity Visa Card? And provide some additional information on the Fidelity Visa card.

What Credit Score Do I Need For Fidelity Visa Card?

Credit Score Requirements For Fidelity Visa Card

To be approved for the Fidelity Visa card, you generally need a good to excellent credit score. While Fidelity doesn’t explicitly state a specific minimum credit score requirement, most successful applicants have a credit score of 700 or higher.

However, keep in mind that credit score is just one of several factors that lenders consider when reviewing credit card applications. Other factors that may impact your approval include your income, employment status, and credit history.

Additional Information On Fidelity Visa Card

The Fidelity Visa card offers cashback rewards on purchases, including 2% cashback on every purchase with no annual fee. Cardholders can also earn 3% cash back on dining purchases and travel purchases, including airfare, hotels, and car rentals. Additionally, the card offers a signup bonus of $100 after spending $1,000 within the first 90 days of opening an account.

How Do I Apply For The Fidelity Visa Card?

To apply for the Fidelity Visa card, visit the Fidelity Investments website and navigate to the credit card section. From there, you can start the application process by providing personal and financial information, such as your name, address, income, and social security number.

Fidelity will use this information to evaluate your creditworthiness and determine if you meet the eligibility requirements for the card. Once you’ve completed the application, Fidelity will review your application and let you know if you’ve been approved for the card. If approved, you’ll receive your new Fidelity Visa card in the mail within a few business days.

Fidelity Rewards Visa Signature Credit Card 2023 Review

The Fidelity Rewards Visa Signature Credit Card is a popular rewards credit card that offers a range of benefits to its users. In this review, we’ll take a closer look at the card’s features, benefits, and potential drawbacks to help you determine if it’s the right credit card for you.

Features

The Fidelity Rewards Visa Signature Credit Card offers cashback rewards on purchases, including 2% cash back on every purchase with no annual fee. Cardholders can also earn 3% cash back on dining purchases and travel purchases, including airfare, hotels, and car rentals. Additionally, the card offers a signup bonus of $100 after spending $1,000 within the first 90 days of opening an account.

Benefits

One of the biggest benefits of the Fidelity Rewards Visa Signature Credit Card is the 2% cashback reward on all purchases with no annual fee. This is a higher cashback rate than many other rewards credit cards offer.

Additionally, the 3% cashback reward on dining and travel purchases can be a valuable perk for those who frequently travel or dine out. The card also offers a competitive signup bonus of $100 after meeting the minimum spend requirement.

Another benefit of the Fidelity Rewards Visa Signature Credit Card is the flexibility it offers in redeeming cashback rewards. Cardholders can redeem their rewards as a statement credit, a deposit into their Fidelity account, or as a donation to a charitable organization.

Drawbacks

One potential drawback of the Fidelity Rewards Visa Signature Credit Card is that the rewards can only be redeemed as cashback or for Fidelity investments. This may limit the flexibility of the rewards for some users who prefer other redemption options, such as travel or merchandise.

Additionally, the card’s 3% cashback reward on dining and travel purchases is limited to a maximum of $2,500 in combined purchases per quarter. Once you exceed this limit, the reward rate drops to 1%. This may be a concern for those who frequently make large purchases in these categories.

Conclusion

To be approved for the Fidelity Visa card, you generally need a good to excellent credit score of 700 or higher. However, a credit score is just one of several factors that lenders consider when reviewing credit card applications.

The Fidelity Visa card offers cashback rewards on purchases, including 2% cash back on every purchase, 3% cash back on dining purchases and travel purchases, and a $100 signup bonus after spending $1,000 within the first 90 days of opening an account.

If you’re interested in applying for the Fidelity Visa card, visit the Fidelity Investments website and provide the required personal and financial information to start the application process. That’s all I have on What Credit Score Do I Need For Fidelity Visa Card?

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