How To Track My Varo Debit Card? 2 Easy Ways

Learn the quickest methods for How To Track My Varo Debit Card? You’ll need to see your card number for various reasons, and using the mobile application is unquestionably the most dependable option available.

If you need to complete a transaction but do not have your card with you, you might choose another option.

Remember that using a Varo account allows you to obtain a virtual debit card to carry out your transactions more safely and comfortably. If you need to know your account number, the process is straightforward, and you can have the answers quickly.

How To Track My Varo Debit Card?

Varo stated: Your Varo Bank Visa® Debit Card is automatically mailed out following the approval of your Varo Bank Account and will arrive in 6–9 business days.

You should contact customer support if you haven’t received your card within that time limit. You are seeking ways to contact us so we can help you just continue reading below…

Finding The Debit Card Number Through The Varo Application

Logging into your Varo app and choosing “Account Details” will take you directly to a page with all the information about your card. When you log into your account, you will see all the related cards; you must choose the one you need information for.

You must click “show card number” beside the card’s name for the card number, the expiration date, and the CVV code to be displayed.

We advise you to maintain your information in a secure location that is easy to get to whenever needed. Although you can access it anytime you need it, the platform may malfunction, or your connection may experience issues.

Varo Bank Basics

If you’ve never banked with an online-only institution, you might need clarification on whether it’s as handy as banking at a local branch. Varo has many features for users who are constantly moving around, which can persuade you to go online.

Varo’s mobile app and extensive ATM network make it simple to do routine checking and saving operations while going about your everyday business. Your online banking data is always secured by 256-bit AES encryption.

Varo became the first consumer fintech business in the US to be granted a national bank charter in 2020, enabling it to expand its banking services and provide FDIC protection.

What you need to know about Varo’s account options is listed below. As of August 2, 2023, account information and annual percentage yields (APYs) are correct.

Varo Checking Account

The online checking account offered by Varo requires no minimum balance and has no associated monthly maintenance cost, The Varo Bank Account.

Although a government-issued ID and Social Security number are needed to open an account, the minimum deposit amount is $1. Your device and age must be able to use the Varo mobile app.

Early access to direct deposit payments is encouraged by Varo. According to Varo’s website, deposits are usually shown the day they are received, up to two days before the payer’s planned payment date.

This implies that the money might be accessible on Wednesday for most Friday paydays.

Although there is no fee for more than 40,000 Allpoint ATMs, there is a $3 cash withdrawal fee for transactions made at ATMs not in the Varo network. At more than 90,000 retail outlets, Green Dot Reload is one of the payment methods accepted by Varo.

With the Varo Bank to Varo Bank quick transfer option, you can transfer money to other users without paying fees. Your Varo account cannot be used to send or receive wire transfers.

How The Varo Digital Card Works?

You must wait a few days after applying for your Varo debit card before receiving it at your home address. You can transact with your digital card to make purchases online or add items to your digital wallet.

The preceding steps must be followed to add the card number to programs like Apple Pay, Google Pay, and others. Select the “early access to your card in your app” option to get your Varo digital debit card.

You must select “Yes, I want early access” after selecting this option to gain access to the digital card and be able to conduct transactions online or using the digital wallet.

What If I Cannot Access My Card Information?

There may be an issue with the connection or the Varo platform if you cannot access your card information. It is recommended to wait a little while and try again later.

If you’re awaiting your card, ensure you’ve requested your digital card by following the procedures above. You can only access the card information if you have made the prior confirmation.

Does Varo Offer Cardless Withdrawals?

If you don’t have a debit card, you cannot use a cardless ATM to withdraw money from Varo. Despite having free access to over 55,000 ATMs nationwide (of which about 19,000 provide cardless withdrawal services1), it is currently impossible to withdraw money without a card from any of these machines because Varo still needs to implement the functionality to handle these kinds of transactions.

As a result, you can only withdraw money from Varo using your debit card at an ATM or over-the-counter* at the majority of large banks or credit union locations, in which case you’ll also need to present your debit card.

Varo Savings Account

You can start a Varo savings account after opening a Varo bank account. There is no need for a minimum initial deposit or ongoing account balance.

You can receive interest if you have at least one penny in your savings account.

The account now provides a 3.00% APY without a monthly fee and a maximum of 5.00% APY by fulfilling certain criteria each month. You must fulfill two requirements to be eligible for the higher rate: 

• Receive direct deposits of $1,000 or more during each qualifying period; and 
• Keep checking and account balances at or above zero dollars and a daily savings of $5,000 or less for the whole calendar month.

Along with the Varo bank accounts, there are two automated savings tools available:

• When receiving a direct deposit payment, Save Your Pay allows you to schedule a recurring transfer from checking to savings. You decide how much of your payment you wish to put into savings.
• Save Every check you write is rounded up by Your Change to the nearest dollar, and the extra money is transferred to your savings account.

Conclusion

To track my Varo debit card, you should check your mail. Varo Bank is a great opportunity for anyone wishing to streamline their money because of its exceptional customer service, user-friendly mobile app, and almost no fees.

Varo provides competitive interest rates on savings accounts and the opportunity to borrow up to $250 with Varo Advance and receive up to 6% cash back on a chosen number of transactions.

Despite being an online bank, you may access your money in various ways by going to any of the more than 40,000 ATMs in the Allpoint network.

Frequently Asked Questions