How Do I Delete My Chime Account? Quick Method

Are you worried about deleting your Chime account? You can delete your chime account through the Chime app if you’re using an Apple device. Contact us if the account has a negative balance or need assistance closing it.

If there is money in your account, you may transfer those funds via ACH to a linked account, or we may send you a check at the mailing address we have on file.

To prevent any possible delays in getting your check, please double-check that your mailing address is correct in the Chime app.

Please be aware that you won’t have access to your account again after your account is closed. Your account statements and tax forms can be found and downloaded under Documents in the Settings section of the Chime app or website while your account is still active.

All subsequent tax correspondence will be mailed to you following the closure of your account.

How do I Delete my Chime Account?

To avoid additional charges, first, unlink any accounts linked to a Chime account before deleting it. Any remaining monies should be transferred to other accounts, such as PayPal or Cash App. Next, email your account information to Chime at [email protected] requesting the termination of your account.

Chime excels in many ways. For instance, it enables rapid money transfers across accounts, making depositing or receiving funds simpler.

You can transfer money to friends and family who have Chime accounts, and they can also receive money from you. Even better, there are no additional fees.

Nevertheless, despite these advantages, Chime can be stopped anytime, especially if you no longer need it. However, things can become challenging.

You will find limited information to assist you in closing your account on the Chime website. So, the procedures for closing a Chime account are as follows:

Start Unlinking Your Accounts:

The first thing you need to do is delete your accounts from Chime.

Even though you might not feel like going the extra mile, doing so is vital to prevent any additional charges incurred due to the money being moved.

Accounts connected to Chime may use various cards from various banks. The earlier you finish this stage, the easier it will be to close your account because the additional costs can be quite a nuisance.

You must move the funds to your other accounts if you want to make things even simpler. The money could be transferred to Cash App or PayPal, depending on which option is more convenient for you.

You can unlink each account that has ever been connected to your Chime account after transferring the funds. When it’s finished, consider asking to have your account deleted.

Send Chime an Email

You must contact the company if you want to delete your Chime account. The only way to delete an account you no longer want is in this manner. Before doing anything else, you must send chime an email.

They may be reached at [email protected]. You should concisely state in the email you submit to the staff that you wish to have your account canceled.

The phrase “Account Deletion Request” or “Request to delete my Chime Account” would suffice. It is succinct and immediately conveys the intended meaning.

This is why it is so powerful since Chime will also have the opportunity to learn this without even reading the email. They’ll be able to check your email more quickly.

Make sure to include the information about the account you want to delete in your email. Given that, please provide them with your account name, account address, and Chime account number.

Call the Customer Support

All you can do now is wait after sending them an email. But after a day or two, you can call Chime because you won’t know what is happening to your account while you wait. They can be reached at 1-844-244-6363.

You must have all the reference numbers sent to you through email when you call them. Doing this may provide the employees with these details when they ask for them.

Ask them how your account is doing and how long it will be before it is closed when you speak with them.

Call them again and inquire about the status if too many days go by and you need more information.

The account must be terminated as quickly as possible since the longer it is active, the riskier it becomes because any active subscriptions and regular payments will continue.

Chime Account Closing Fee

The benefit of canceling your account is that no fees are associated. However, there is something more to which you should pay attention.

To be more precise, you must take care of your negative balance if you want to close your account yet have one. The difference must be settled first. Once you’ve completed it, you may begin organizing the termination of your account.

When You Won’t Be Able to Delete a Chime Account?

You can only delete your account if you initially pay off your overdraft balances. If you are also being looked into for something, you won’t be able to close the account once something has been decided.

Additionally, Chime will only delete your account if you own it or if you verify that you are the rightful account holder.

Closing Chime-Adjacent Accounts

The steps to follow if you want to delete other Chime-related accounts are listed below.

What if There’s Money in My Account When I Close it?

If there is money in your account when you want to shutter it, you can use the “Transfer Funds” option under Move Money in the Chime app or online to send it to a connected account via an outbound ACH transfer.

Please follow these instructions before closing your account:

• Launch the Chime app or sign in to your online account.
• Select Transfer funds after choosing Move Money. From here, you may select which accounts you want to link or transfer money between.
• If you have a Chime Savings account, it will likewise be canceled by the terms of your Deposit Account Agreement.
• Before starting the ACH transfer, you must first transfer your Savings amount into your Checking account to transfer Savings monies.
• By the provisions of your Account Agreement, your Chime Credit Builder Secured Visa® Credit Card account will likewise be canceled.
• You must first deposit your Credit Builder balance into your checking account to make ACH transfers from your Chime Credit Builder Secured Visa® Credit Card.
• During this procedure, we reserve the right to prevent you from using active Chime cards.

Please ensure this transfer is complete before you close your Chime account to prevent delays in receiving your payments. It could take 3-5 business days for the funds to appear in your connected account after you start a transfer.

How Can I Collect My Remaining Amount if I Don’t Transfer any Money?

If your Chime account has a balance and you want to avoid transferring the money to a linked account, we will send the money back to you via check to the address we have on file.

Make sure your mailing address is correct in the Chime app, and amend it if necessary. It will be finished within five business days of the day you requested to close your account. Contact us if you still require assistance.

How to Delete Amazon Chime Account?

Getting rid of an Amazon Chime account is rather simple. Accessing “Settings” and “Account” on the Amazon Chime website only takes a few clicks.

Then, you click the users to remove them by going to the users’ page. Then you click “Account Actions” and “Delete Account” after returning to the account. Confirm the account deletion.

How to Cancel Subscriptions on Chime?

Since the bank cannot manage continuing subscriptions, you must terminate your Chime subscriptions. Either manually alter your payment methods or terminate all subscriptions. Both a computer and a smartphone can be used to complete it. The procedure moves more quickly on mobile.

Canceling a Payment on Chime

You must sign into your account and then go to your activity to cancel a Chime payment.

The pending transaction you want to cancel must then be selected. To confirm the cancellation, click the Cancel button twice.

How Do I Cancel My Chime Debit Card?

Open the Chime app on your smartphone, select Settings, and then Security to cancel your Chime debit card.

After a drop-down menu appears, you can select the card transaction to turn off the transaction. After that, you must speak with Chime support.

How to Cancel Direct Deposit on Chime?

Since canceling direct deposits is often done through your company or the government, it is impossible to do so on Chime. To send the direct deposit to another account, you must contact the organization where you initially put it up.

Final Words

Deleting a Chime account may take some time, depending on how quickly the staff responds after being contacted. Before you eventually request account termination, make sure to delete all your accounts and transfer the remaining balance.

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